Explanatory Notes on Main Statistical Indicators

Deposit is a form of credit activity that enterprises, public institutions, groups or residents save their money, on a reclaimable basis, in banks or other credit institutions and receive certain interest. In terms of depositors, there are enterprise deposit, fiscal deposit, government agency deposit, savings deposit, agricultural deposit and so on, which constitute a main source of bank funds for extending credit..

Loan is a form of credit activity that banks or other credit institutions provide funds which must be repaid for enterprise and individuals at a given interest rate,. In China, bank loans are classified as short-,, medium-, and long-term loans, entrusted and trust loans, and others.

Premium Income means the income of insurance premium of original insurance contracts confirmed by insurance companies. It is the price paid by policy holders to the insurer for the right to receive compensation (claim settlement) for any economic loss caused by agreed dangerous accidents pursuant to relevant provisions in the insurance contract. There are property insurance and life insurance incomes. 

Insurance Indemnity Payments refer to indemnity, insurance money, and claim settlement, etc. paid by the insurance company to the insurant (or beneficiary) as agreed in the insurance contract, including indemnity payment, claim settlement for medical costs of death and injury, maturity payment and annuity payment.

Stock Market Turnover means the value of shares traded by investors in various securities exchanges, including: A share, B share and share transfer, etc., excluding turnover related to IPO subscription, IPO lot-winning, allotment, dividend, share-granting and capital reserve converted into share capital.

Funds Turnover means the value of funds traded by investors in various securities exchanges during the reporting period, including ETF and LOF, etc. in the closed-end funds and open-end funds. The turnover of open-end funds not listed and traded in exchanges shall not be included in the funds turnover reported.

Bonds Turnover means the value of bonds traded by investors in various securities exchanges during the reporting period, including treasury bonds, local government bonds, financial bonds, enterprise bonds, corporate bonds, convertible bonds, warrants bonds, private placement bonds and asset-backed bonds.

Bonds Spot Turnover means the spot turnover of bonds traded by investors in various securities exchanges during the reporting period.